• About Us and this machine
    • Where did we come from?
  • MRR ranch news
  • Restorations
    • Gallery
      • GMC Motorcoach Projects
    • Conversations
      • Why do this?
      • Is the GMC Motorhome a Good Choice for Young Families? 
      • What’s it Worth?
      • How to get a restoration going
    • Mechanical Work
      • Mechanical Review
      • Mechanical Pitfalls
    • Interior work
    • Exterior work
  • Parts. <<<<<< Sorry, we are no longer in the parts sales business
    • Fire Suppression
    • Electrical Parts
    • Mechanical parts
      • Frame & Suspension Parts
        • Quad Bag System
      • Engine & Drivetrain Parts
        • Custom Build Crate Motorhome Motors (455 & 403)
      • Brake parts
    • Interior Parts
      • Dash Parts
      • Seating
    • Exterior Parts
      • Windshield Replacement
  • MOTORHOME REHAB RANCH
    • How to Tow?
    • Mechanical Tips
    • Exterior Tips
    • Interior Tips
    • Electrical Systems
  • Coaches for Sale
  • Video Blog
  • Stories
  • Stories from the Road
  • Non GMC Stories

Cooperative Motor Works

Vintage RV & Motorhome restorations - "The GMC Coop"

You are here: Home / MOTORHOME REHAB RANCH / Agreed Insurance Appraisal

Agreed Insurance Appraisal

Good morning guys, I’m running a little late (who me?) on getting and agreed appraisal finished for a very special coach.  lemme get it done and off to his insurer and I’ll come back and tell you all about the appraisal process and why it’s so dang important.  Listen, if you could not get insurance to cover all of this investment you’re having fun with you are just taking too much of a risk.

Lemme give you a hint about later…….. if you have “full coverage” on your motorhome you will have to argue with those folks for $6000!  I’ll talk about this later….. see ya then.  Luis in 3

So it goes without saying the coach above has a value higher than $6000!  The value though is not in anything having to do with the original value of the coach…. heck, mileage at this point is sort of a mute subject!

A “full coverage” policy is designed and based on the original integrity of the vehicle less age and mileage…. NADA can give you a pulse on what a car is worth but there is no listing for a 40 year old motorhome because there is NO value at this stage of anything original on the coach.  No….. the value is in how it has been kept, how many things have been updated and upgraded….. basically what is in it now and what is that worth is the question so you need an insurance policy that identifies that value.

Just like getting insurance for your classic…. reallt beautiful antique car you need an “AGREED VALUE” insurance policy.  Not “stated”, you will be arguing with this waving your receipts but your value is really up to them….. NO to that, you need an agreed value policy.  Now Hagerty or any of the other unique and classic car insurance folks don’t want anything to do with insuring your classic motorhome…. they require a car to be stored inside, a maximum annual mileage limit and the vehicle can only be driven to the shop or to an event.   Hey, that’s not us!  We want to burn up the road so what do you do?  If an agreed value policy were not available for coaches we build like this one I would be taking your money…… if you can’t insure the coach for what you have in it…….

 

 

Jim & Daren

 

 

 

 

 

 

 

 

 

 

 

 

Over the past decades, I couldn’t help but come up with little fixes and special things I have found very helpful for folks owning a GMC motorhome.  These things may also pertain to other vintage RV’s and unique machines as well but they really have found to be helpful for the GMC.

These are listed in no particular order other than maybe importance to me.  Please give me feedback if you have something that would help these issues and if you have something neat that’s helped you please let me know & I’d be happy to list it here for others to see.

So here we go, if you have questions on these give me a call

Tags

Airstream Countertop Demolition Door Electrical Engine Exterior FiTech Generator Honda Intake Interior Kubota LED MacDaddy Mechanical Molds Parts Redman Ruby Senden Summit Texas Tux

Video blog

Support Cooperative Motor Works on Patreon!

Daily Pose Blog

  • Just checking to see if the MRR backline is hot February 20, 2023
  • (Updated below) I can see from the hit counter you guys are making it over to “Motorhome Rehab Ranch” on Patreon February 11, 2023
  • ok, I got an IPhone today February 1, 2023
  • Again, the main Patreon feed is up…. January 30, 2023
  • The main feed from the Ranch is back up January 29, 2023

GMC Land Speed Record

Search This Website

Hours & Info

6101 Anno Ave
Orlando, FL 32809
(407) 857-5777
9am - 5pm

Social

  • View cooperativemotorworks’s profile on Facebook
  • View gmccoopwebsite’s profile on Pinterest

Top Posts & Pages

  • GMC Motorhome: Suprise.... EL II air compressor replacement and more
  • GMC Motorhome: Mac Dashes
  • GMC Motorhome, why do you need a 4 bag rear suspension?
  • GMC Motorhome: I hate glass fuses! (updated 2)
  • Red coach
  • GMC Motorhome: Transmissions...it's gonna be a long 1
  • GMC Motorhome, roof repaint and Powder Coating
  • A new steering column...........
  • Honda EV series water cooled Generators
  • GMC Motorhome: Windshields

Copyright © 2023 · Education Pro Theme on Genesis Framework · WordPress · Log in

 

Loading Comments...